{
  "$schema": "https://www.incomeos.app/.well-known/incomeos-principles.schema.json",
  "name": "IncomeOS Core Principles",
  "version": "1.1.0",
  "updated": "2026-04-28",
  "homepage": "https://www.incomeos.app",
  "manifesto_url": "https://www.incomeos.app/manifesto",
  "summary": "IncomeOS is a personal income operating system. It helps humans earn from their skills, assets, and trust network — guided by a proprietary AI (Inco) and optionally extended by personal AI agents that act under explicit human spend caps using the Universal Commerce Protocol (UCP).",
  "category": "income operating system",
  "not": [
    "freelance marketplace",
    "anonymous gig platform",
    "lead-generation directory",
    "MLM or pyramid scheme"
  ],
  "principles": [
    {
      "id": "earn_without_owning",
      "title": "Earn Without Owning",
      "statement": "A user can generate real income without owning capital — through trust-network referrals, micro-tasks, partnerships, asset-sharing, and co-serving."
    },
    {
      "id": "trust_network_economy",
      "title": "Trust Replaces Resumes",
      "statement": "Counterparties are discovered and ranked by a real human trust graph (Trustees, mutual trust, N-hop proximity), not by anonymous reviews or keyword search."
    },
    {
      "id": "income_operating_system",
      "title": "An Operating System for Income",
      "statement": "Skills, assets, opportunities, network, AI, and payouts run as one integrated system — not as disconnected apps."
    },
    {
      "id": "ai_guided_journey",
      "title": "AI-Guided Income Journey",
      "statement": "Inco AI proactively suggests the next best earning action for each user based on their persona, history, and live market signals."
    },
    {
      "id": "first_win_promise",
      "title": "First Win in 24 Hours",
      "statement": "Every new user is guided toward a real, concrete first earning within 24 hours — not a tutorial completion or a points badge."
    },
    {
      "id": "human_value_first",
      "title": "Human-Value First",
      "statement": "IncomeOS prioritises uniquely human capabilities — empathy, trust, physical presence, cultural intuition, creativity — that AI cannot replicate."
    },
    {
      "id": "real_time_real_income",
      "title": "Real-Time, Real Income",
      "statement": "All earnings, opportunities, transactions, and trust changes are live database events. Zero mock data, zero synthetic activity."
    },
    {
      "id": "shared_prosperity",
      "title": "Shared Prosperity",
      "statement": "Income is automatically and transparently split between contributors, referrers, and partners. A flat 2.5% platform fee is the only cut IncomeOS takes."
    },
    {
      "id": "proprietary_decision_ai",
      "title": "Proprietary Decision AI, Model-Assisted Language",
      "statement": "Every decision Inco makes — matching, ranking, pricing, income-path generation, decision engines and trust scoring — is IncomeOS's own in-house code. Only the conversational layer of Inco chat uses a third-party language model (Google Gemini via the Lovable AI Gateway) to understand questions and phrase answers; it states only facts returned by in-house tools, never ranks or scores, and never receives vault-tier data."
    },

    {
      "id": "human_first_agents",
      "title": "Human-First Agent Economy",
      "statement": "Personal AI agents can discover, negotiate, and transact via UCP — but every monetary action defaults to a spend cap of 0 and can be paused for human approval. Agents cannot post reviews, send appreciations, or build trust on the human's behalf."
    }
  ],
  "guarantees": {
    "platform_fee_pct": 2.5,
    "third_party_ai_processors": ["google-gemini-via-lovable-ai-gateway (Inco chat language layer only; no vault data; no ranking or scoring)"],
    "mock_data": false,
    "default_agent_spend_cap_cents": 0,
    "trust_score_range": [0, 100],
    "currency_policy": "Currency is derived from user geolocation. No hardcoded USD. All monetary values stored in cents."
  },
  "terminology": {
    "use": ["Opportunity", "Trustees", "Trust Network", "Inco AI", "Earn Without Owning", "Universal Commerce Protocol"],
    "avoid": ["gig", "freelancer", "connection", "third-party AI"]
  },
  "machine_resources": {
    "llms_txt": "https://www.incomeos.app/llms.txt",
    "agents_json": "https://www.incomeos.app/agents.json",
    "openapi": "https://www.incomeos.app/openapi.json",
    "ai_plugin": "https://www.incomeos.app/.well-known/ai-plugin.json",
    "sitemap": "https://www.incomeos.app/sitemap.xml"
  }
}